Medicare Briefing:
The Steps BEFORE You Pick a Plan
A complete walk-through of enrollment decisions, costs, timelines, and pitfalls
Schedule a Strategy Session with Andy
What's Covered in the Briefing
Medicare Costs (The Real Numbers)
Higher-income households can pay $840-$5,040+ extra annually through IRMAA surcharges - the "success tax" that kicks in at $106K/$212K income levels.The 5 Biggest Medicare Mistakes I See
Enrollment timing errors, income planning mistakes, wrong plan choices - costly errors that are magnified when you're already paying higher premiums.Should You Delay Medicare?
The 20+ employee rule that determines whether you can delay. Why many people should compare Medicare to their group plan instead of automatically delaying.Medicare Advantage vs. Medigap
"Medicare Advantage pays agents 2x the commission - that's why it's pushed so hard." Get the honest comparison for higher-income households.Plans to Avoid
Narrow networks, poor ratings, brand loyalty mistakes. "Don't pick a plan based on freebies like dental and vision - this is health insurance."Long-Term Care: The Missing Half of Retirement Healthcare Planning
"It's not about protecting assets - it's about protecting your family." Why this is more important than Medicare itself.
1-on-1 Strategy Session
Ready to Create Your Medicare Strategy?
You'll understand Medicare once you watch the briefing... but implementation is where most people struggle.Your FREE 45-Minute Strategy Session
Work directly with Andy to create your personalized Medicare plan. No staff, no salespeople - just straight advice from someone who gets your situation.What You'll Receive:
- Personal Medicare Cost Analysis
Exact costs for YOUR situation, including IRMAA calculations
- Custom Enrollment Timeline
Your specific deadlines and action steps with dates
- Plan Recommendations
Top Medicare strategies based on your zip code and priorities
- Long-Term Care Planning Discussion
How to prepare for healthcare needs Medicare doesn't cover
- Spouse/Family Coordination
If married or have dependents - optimize for everyone
- Written Action Plan
Take-home document with your personalized roadmapThis Consultation is For:
• Households earning $106K+ (single) / $212K+ (joint)
• People who want comprehensive guidance, not just plan sales
• Couples coordinating Medicare decisions
• Anyone facing complex timing with employer coverageTo schedule a consultation, you'll first complete a brief survey which gives me the details I need to make plan recommendations (doctors, prescriptions, etc.). My scheduling link is at the end of the survey.
Client Reviews
Frequently Asked Questions
How do you get paid?
When you buy a Medicare plan through me as your broker, I'm paid a commission by the insurance company you choose. I have contracts with all major insurance companies in the market, and they pay roughly the same commission. This arrangement doesn't increase your cost for the plan. I do not charge clients fees for my services.
I’m still working past 65. Can you help?
Absolutely. I’ll help you determine whether or not to enroll in Medicare at age 65. If you decide to delay Medicare enrollment, you'll know that it was the right decision. When it's time to switch, we can reconnect to finish the process.
What does your service include?
My comprehensive service includes complete Medicare strategy development, coverage analysis, personalized recommendations, and step-by-step implementation support. I guide you through every detail of your transition to Medicare.
Are there any limitations to your service?
Yes - I cannot submit the enrollment for Medicare Part A and Part B to the government on your behalf.I will, however, show you exactly what to do. And when it comes to private insurance like Supplement and Advantage plans, I do all the paperwork.
When should we begin working together?
Optimal planning begins 6-12 months before your Medicare eligibility (usually your 65th birthday). This timeline ensures thoughtful decisions and smooth implementation of your coverage.
I don’t want a high-pressure sales pitch.
You won’t get one. While I do earn my living from selling insurance, I do not sell products that I don't believe in or think will make you unhappy.I know the Medicare industry is notorious for abusive marketing and sales tactics. You deserve to be protected from that. My business is built on delivering the exact opposite experience of the typical Medicare agency.In my experience, simply educating clients about their plan options is enough for me to be successful while keeping them satisfied and at peace.
Can you help me after enrollment?
If you buy a Medicare Supplement or Advantage plan through me as your broker, I will be available for service needs for as long as you have that plan. And if you need help changing plans, I'm here for that, too.
About Me
I’m Andy Stroman, a retirement healthcare advisor based in Marietta, Georgia. I’ve helped countless local residents navigate Medicare with ease, and I’m passionate about making the process simple and stress-free. When I’m not helping clients, you can probably find me chasing our toddler around The Battery or a local park—I'm proud to call Metro Atlanta home.After spending my early career in the employer health insurance market, I was drawn to Medicare when a close family friend came to me for help planning for healthcare as he approached retirement.The nuances of Medicare, and the relief I was able to provide through clear guidance, revealed a sense of purpose and a business opportunity for me. I discovered that pretty much everyone struggles to figure out Medicare's complexities, often making costly mistakes that could impact their healthcare options for years to come.So I moved full-time into Medicare and long-term care planning. After several years focusing exclusively on this market, I've helped hundreds of people through the enrollment process and keep in touch with them on a regular basis.Medicare is the best health insurance coverage in this country, and I look forward to helping you make the most of it.
Let’s Simplify Your Medicare Enrollment Together
Scheduling online guarantees dedicated time and the best experience, but you can also call me at (404) 595-4740.
Andy Stroman | 4901 Olde Towne Pkwy Suite 102, Marietta, GA 30068| stromaninsurance.com.com
Privacy Policy
Last Updated: September 26, 2025
Introduction
Harrison Andrew Stroman ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our Medicare advisory services.Information We Collect
Personal Information
We may collect personally identifiable information, including but not limited to:- Full name
- Date of birth
- Contact information (email address, phone number, mailing address)
- Social Security number
- Medicare identification numbers
- Health information
- Financial informationNon-Personal Information
We automatically collect certain non-personal information when you visit our website, including:- Browser type
- Operating system
- IP address
- Pages visited
- Time and date of visits
- Referring websitesHow We Use Your Information
We use the collected information for the following purposes:- Process your Medicare enrollment and applications
- Provide Medicare advisory services
- Communicate with you about Medicare plans and benefits
- Respond to your inquiries and requests
- Improve our website and services
- Comply with legal obligations
- Prevent fraud and abuseInformation Sharing and Disclosure
We may share your information with:- Insurance carriers and Medicare plan providers
- Service providers who assist in our operations
- Government agencies as required by law
- Law enforcement when required by valid legal processWe do not sell, rent, or trade your personal information to third parties for marketing purposes.Data Security
We implement appropriate technical and organizational measures to protect your personal information, including:- Encryption of sensitive data
- Secure servers and networks
- Regular security assessments
- Employee training on data protection
- Access controls and authenticationYour Rights
You have the right to:- Access your personal information
- Request corrections to your data
- Request deletion of your data
- Opt-out of marketing communications
- File a complaint with relevant authoritiesCookie Policy
We use cookies and similar tracking technologies to:- Improve website functionality
- Analyze website traffic
- Remember your preferences
- Provide personalized contentYou can control cookie settings through your browser preferences.Children's Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors.Changes to Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes will be effective immediately upon posting to our website. We will notify you of material changes via email or website notice.Contact Information
For questions or concerns about this Privacy Policy, please contact us at: [email protected]Governing Law
This Privacy Policy is governed by the laws of Georgia, without regard to its conflict of law provisions.California Privacy Rights
California residents have additional rights under the California Consumer Privacy Act (CCPA).
Please contact us for more information about exercising these rights.HIPAA Compliance
As a healthcare advisory organization, we comply with the Health Insurance Portability and Accountability Act (HIPAA). We maintain appropriate safeguards for protected health information as required by law.